Appointment Cards

Appointment cards are a common tool in the scheduling of medical and dental appointments. The cards come in the generic cyan and white colors, but sometimes that can be mulch-colored and can be very elaborate: to include logos and color photographs in the CMYK color system, which allows for unlimited colors in the appointment cards.

The main areas are for medical and dental specialties, but chiropractor and salon cards are also an important. The appointment cards usually have the traditional days of the week, Monday through Saturday, with a box below that to circle the date of the appointment. The first file in line is traditionally the name of the patient. The 2nd fill in line is the date of the appointment and the 3rd fill in line is the time. Of course the full name of the medical or dental office is listed on the card, along with the phone and fax numbers and the names of the doctors or dentists if there is room for that on the front side of the appointment cards.
The last line is often reserved for a cancelled appointment police to discourage patients

The back side can be used for a business card  with all the traditional contact info and the logo, or it can also be used to give a more elaborate cancelled appointment police. It can also be used for a note-card.

Paying Charged Off Credit Cards

When you go 6 months past due on a credit card and default, this is noted as a charge off on your credit report. A charge off is one of the worst things that can happen to your credit history and when it happens, there is no undoing the damage.
- Negative events like credit card defaults and late pays will remain on your credit report for 7 years, starting from the date that they occurred. Even if you paid the charge off in full, it would still stay for whatever is left of the 7 year cycle. If you pay this debt, your credit report will get updated to a Paid charge off with a $0 balance. Your credit rating would not go up. Paid does look better though and it might stop legal action down the road.
- Being that you'll have bad credit anyway, you might as well settle for less, like 25%.  Get all terms in writing before you pay. Never give debt collectors your bank account #'s
- The debt may be with 3rd party debt collectors. Pull your credit report to see who has the account:Credit reports are free at: http://www.annualcreditreport.com